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Meant to post more! Life gets in the way.

September 7th, 2017 at 10:53 pm

Well, my DD will be graduating from medical school in May. Still no major debt in my life since I got out of debt. It is so much easier to save when you have no debt.

My insurance coverages are good. I have most of my accounts with joint tenancy or beneficiary to avoid probate. Living will, health care proxy, and durable power of attorney forms all in place. I need to redo the will but there will be little to dispose of by this vehicle.

Dental work for the DW cost me a pretty penny. I put away 175 a month into my dental savings account. I had a goodly amount in but I took a huge hit after several years of just cleanings and the odd cavity. The price of a root canal and/or cap is mind boggling!

In the last year I have replaced the dishwasher, microwave, washing machine as well as the dehumidifier in the basement. The stove and the dryer may have to be replaced in a year or two. Putting funds aside into the emergency fund for that eventuality. I hope they hold up for a good longtime!

Paid off my wife's and daughter's phones. I am keeping my old one running until it falls apart! The bill drops this month when my old contract comes to an end!

The DW's car is getting long in the tooth. I have to figure out a replacement. Sigh...

Still living very frugally. On goes the journey!

5 Responses to “Meant to post more! Life gets in the way.”

  1. creditcardfree Says:

    Nice to hear from you! It's true, when you don't have debt you have money to save!

  2. rob62521 Says:

    Very true...easier to save when you don't have debt!

    Sorry about the dental costs. We have never had dental insurance so it has all been out of pocket. When DH had to have a root canal as well as a replacement, yikes! The guy doing the root canal refused to even look in his mouth until we paid and DH had been to him before so it wasn't like we were deadbeats -- we had paid in the past, but the shock of the office saying we either paid right then or he could leave.

    Have you considered looking into a different way of doing your phones instead of signing contracts? Not sure who you have, but there are some out there that aren't prepared phones, but you don't have to sign for a contract.

  3. james.hendrickson Says:

    Have you considered going abroad for your dental care? I just heard about this the other day - evidently, you can go to Mexico or Thailand for some procedures for much less than the cost in the US.

  4. PRICEPLUS Says:

    James, as bad as the prices are here I am leery of going abroad. If something goes wrong what recourse do you have?

    Rob, my phone is the last one under contract ( I have 3 phones on plan ). Sept. 22 it goes month to month and the bill drops down another 22 dollars.

    Credit card free, it is nice just to check in.

  5. rob62521 Says:

    Yay as for your phone being the last one on contract!

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