I am totally burned. Some extra work came up but so did some unexpected bills. I don't spend any money on most days.

The bills are being paid and sometime by April/May of next year I'll be out of debt completely, God willing.

The wife ran up a 794 dollar overdraft on her debit card. Sometimes I can understand why some things can make a fella cry. I had to explain to my wife that 21.9% was an obscene amount of interest for her overdrafts. I don't understand this sickness of spending. Truly, I don't. I can really see why it is the number one cause of marital break ups.

In any case I keep plugging away at it. I hate the debt. I hate the constant scrimping and doing without while the wife is oblivious. Why clip coupons if you are running up overdraft bills. My wife even insisted I get her a new credit card. Maybe I will be leaving home in the near future. I am just so tired of this nonsense.

Gosh, I am so tired of this.

Well now I have 60 dollars. I thought I would be doing better but something is better than nothing.

I am still hitting those no-money days. I keep the twenty in my pocket and try not to spend it. It appears to be working. I am steadily paying down the bills and I am still keeping up with them.

My DW is still using coupons and she was pleased at punch that she got a large bag of chips for only a quarter. I have to say that she has been good up to this point with the money issues.

My health is still preventing me from working as much as I would like. That sort of puts me in a tighter spot than I wanted to be. What can you do? Things happen.

Less is more! That is my new credo. Hell, it has to be!

Well the extra work I was counting on never materialized so I am tightening the belt a little further. Heres a hope that my face does not turn blue!

I had some health issues as well and that did not help.I really could not have done the extra work even if I had wanted to do so.

My spending is still basically at life support levels and that is pretty much it. I am still looking for any way to save a penny and cut existing costs further. My wife is still clipping coupons and looking for sales. I think the grocery bill of 650 per month is still too high and it is still a bone of contention. Prices have gone up but I believe it is still possible to save money if one really wants to.

The utility bills are running just 37 dollars over last years bill total. I think this is because of a milder winter and our turning down the thermostat a bit more.

I can't wait for the winter to be over! It weighs very heavy on me. Geez! It seems all I do is penny pinch and payt down debt. I can't wait to be out from under!

Back to the grindstone! I hope it all works out in the end!