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Archive for October, 2006

Happy Halloween!!!

October 31st, 2006 at 02:45 pm

Well, the kids are starting to come by. We have had 17 so far. The night is still young. I am going to rent a horror film tonight for a treat. (Mostly for myself!Smile)

I really miss those halcyon days of youth when I went door to door trick or treating! The little ones who came earlier were so cute in their costumes! My wife and I got a real kick out of them!

The older kids come later! The local groceries have been refusing egg sales to minors for the past few days. You know why I am sure!

The weather is beautiful and yours truly did not spend a penny today! Hurray for me.

So I wish all of you a night of fun and enjoyment!

HAPPY HALLOWEEN!!!!!!Big Grin

Quiet day at home with family!

October 28th, 2006 at 08:13 pm

Spent a quiet day at home with the family. I ran up to the library to pick up a book about the credit card nation. Wife made chicken soup from scratch and it was delicious as all get out!

I put some nice music on and did a few laundries and then started to read my book.

I spent no money today and it was quite nice as no one else here did either. I have to say that the wife and I are still talking and that is a good thing.

It rained like crazy here last night and now the winds are howling something awful. The temp today reached 65 and now it is dropping into the low 40's.

No extra work of late so I'll have to tighen the belt a bit more. Sometimes I tighten the belt so much it is a wonder I can breathe. The holes in the socks I am wearing are such that they can not be repaired again. Being a guy I wear them until they are almost totally falling apart!Smile

I am getting nutty about stringing as many no spend days as I can in a month. It is becoming almost like a game to me!
How odd is that?

My health is holding up and there have been no major problems yet. Tahnk God for that!

Well I am going back to reading my book. A no cost adventure of the mind is what it is! Enjoy the rest of the weekend folks!Smile

Wife's Birthday!

October 24th, 2006 at 10:07 pm

We went to a nice restaurant with another couple. I have not been out to a nice restaurant in a dogs age. I ordered a bottle of merlot. I went ot hell in a hand basket and dropped more money than I probably should have. Well, I did have money put aside!

I had the salmon and it was awesome! I had raspberry sorbet for desert. The meal took place over three hours and I was relaxed and enjoyed the hell out of it! While it was a gift for DW's birthday it was good for me to get out and enjoy. Not much damage to budget as I had saved up. Next week I shall be purchasing a leather jacket for her.

I bought myself coffee and a bagel today. I have to get back on the no-spend band wagon.

I also need to read other folks blogs
as they so kindly read and respond to mine. I need to make time in order to do this. I have to say that I have learned so very much from folks here!

I am feeling okay mentally today and physically I am not feeling too bad!
So on we go to financial freedom!

Still back on course!

October 21st, 2006 at 07:24 am

Well, there have been no new surprises. I guess that is a good thing. Bills come in and payments go out. Everything is on time.

We are celebrating the wife's birthday this evening. We are going out to eat with another couple.

Most days are no spend days for me. I guess I am doing okay with that.

The wife and I are talking and being civil but I always have this thought in the back of my mind that she is lying to me or being deceptive. That is a terrible feeling.

THe extra work has dried up for the time being. That is okay as I am not feeling 100% anyway. The doctor's have told me I am pre-diabetic so I have to watch the diet and exercise. I need to de-stress as well as I feel that is a big part of my not feeling well.

I have been out riding my bicycle on a regular basis. I make the time to ride.

Well, things seem to be on course but I never expect clear sailing. When I expect good things something awful happens.

For now though I am on course!

Told the wife about this Blog.

October 16th, 2006 at 11:47 pm

Some folks here suggested I tell my wife about this blog. Well I did just that in a counseling session tonight. She was rather taken aback. I told her that she and I were anonymous to folks here so it was perfectly fine.

The counselor explained to my wife that a great many people were blogging these days. I told my wife the whole truth about what I said here and what kind of feedback I had recieved. My DW declined to read the blog though. I feel better having told her however.

We are talking instead of screaming and that is a good start!

AUTOPILOT!!!!

October 13th, 2006 at 12:33 pm

Back to running on autopilot. Bills come in and go out. I messed up on a spending challenege by getting a diet pepesi from a machine the other day. I haven't spent any money since then outside of budgeted bills.

Keeping an eye on the wife's CC card spending. I just have to be responsible for debts that I have agreed to pay already. (Note I am not responsible for any new CC debt she incurs.)It is hard to imagine how she can do this but she is quite creative at running up debt! Well there you have it!

I am sending a jacket and fanny pack back to LL Bean to get them repaired. I figure it is cheaper than buying new stuff!

Going out for a ride on my bicycle!

October 11th, 2006 at 10:57 am

It is a nice cloudy day here. I am taking some time and getting on my bicycle and going for a ride. It does not cost a thing and that is wonderful.

I am not going to think about bills, spending, or anything else that causes stress. I am taking time out for me in order to keep my sanity!

Paying down the CC

October 10th, 2006 at 08:54 am

Just put another 1100 on the DW CC. I hope to be done just after the new year with this debt.

I am in the midst of having a series of no-spend days. This is day four. Hopefully I'll have some more money together for the 20 dollar challenge soon.

The wife and I have settled into a courteous routine. Her birthday is coming up and I'll be taking her out for dinner. She wants a leather jacket and I can swing that if it is not too expensive.

I am feeling very tired. On we go.

The aftermath.

October 6th, 2006 at 11:59 pm

Well, the wife and I are being courteous but there is palpable tension. The wife is no longer able to access any accounts in order to get money. None save her own accounts.

I am still trying to figure out how to repair the damage to the account. I have to do it fast. College is upon my DD in just a few years. I really did not need this.

The wife and I are staying in seperate rooms for the time being. It has happened before. I wonder if this is how marriage dies. There is no great blowup it jusr sort of fades away no matter what you do......

I fear that I'll always be in debt. It just sort of eats at me. I hate the feeling. How do you do this to someone you profess to love? I just don't get it!

I spent no money today and I am going to be nuts about spending any in the future.
I'll still be checking the wife's spending and looking out for CC's.

Enough whining on my part. I'm just going to deal with it. On I go.

DW lied to me about money again.

October 5th, 2006 at 08:28 am

Well, it happened again. I now know why my wife was not running up CC debt. It seems she dipped into money that we had agreed to put away for my DD's college fund.

I guesstimate I have to make up somewhere in the neighborhood of 20 to 24 thousand dollars. You'd think I'd be upset by all this but I am not. I guess I am sort of more hurt that she lied more than she spent the money.

I am not divorcing my wife but I am divorcing my finances from hers. We will split the bills but she'll have no access to any savings accounts of any sort. Heck, she doesn't contribute to them anyway.

She kept telling me she wanted to talk it out but I am of the opinion that any talking that needed to be done has already been done. What is there to say when trust is betrayed again and again.

6262.83 is the exact number on what I owe to pay off her CC debt. I still check the mail and she's gone over on her overdraft to the tune of 261.47. While I am concerned, she has generally paid off the overdraft in full. Now I think I know how.

My euphoria of winning a 1000 the other day is gone. I don't think I am mad or sad. I am just kind of numb. I suspect people feel this way when their spouse is on drugs or is alcoholic.

I have been an enabler for my wife. I have covered the debts for years and I am getting burned out and my health is starting to suffer.

Thank God there is no mortgage or car payments. I am so tired of struggling with this insanity. I guess divorcing our finances is the way to go at this time. Funny,I still love my DW.

Well, there you have it folks. I am officially up the creek again due to my own stupidity. Wish me luck as I'll sure as hell ned it!