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Home > Archive: March, 2005

Archive for March, 2005

A good day!

March 30th, 2005 at 07:48 pm

Someone who owed me money came across with it and 100 went in the bank today! Yessss!
I spent nary a penny today and no bills came in the mail. The CC's are at zero again. What a difference a day makes!


March 28th, 2005 at 11:20 pm

Why is it that bills come out of nowhere at the most inoppurtune time. Arrrggggghhhh!

Well at least I did not spend money on myself!

Easter Break spending

March 25th, 2005 at 10:02 am

My daughter is off for the Easter Holiday from school. Skiing lessons were requested and we said okay. There goes my discretionary spending money for a long while. We paid 175 for a 1 hour long private lesson and a 1 hour 45 minute group lesson. I guess it is cheaper than going away for vacation.

I broke down and went to Dunkin Donuts but I skipped the major food temptations that were really pricey.

My wife's car battery went and I also had to get an inspection for the car. There goes some of my emergency money.

Well, heres a hope that next week will be better. I hope I am not getting too obsessed with saving money.

Saved money on postage.

March 22nd, 2005 at 07:36 pm

I recieved 100 worth of stamps for 89 dollars today. I love it when sound advice from this site saves me money.
I really love this place as it keeps giving me info on how to save money. It all adds up over time and I amm just loving it!

I am saying NO! to credit card use! I am saying NO! to needless shopping! I have had a couple of no spending days in a row now and I am ecstatic.

Now What?

March 21st, 2005 at 10:00 pm

I messed up the checking account. I forgot to write in two automatic payments and I have a transcription error.
DAMN IT! Balancing the check book is sometimes a journey to adventure. I have to make a point of being far more meticulous.

I had to go to an out of network doctor this week. There goes the budget this month! I will get back 80% but only of the usual and customary fee. I have not had to spend any money out of budget except for the medical expense.

Wait! That is not entirely accurate!

I have the relatives coming over for Easter so the food bill is over budget this week and probably for the month as a whole. Guess we'll have to make it back elsewhere.

I am still struggling with "needs" versus "wants". I guess I'll just have to keep hitting it.

Happy St. Patrick's Day

March 17th, 2005 at 12:22 pm

St.Patrick's day and I have to celebrate. Spent some money on a few specialty items. ($32.00)

THe cabbage for today was very inexpensive at 7 cents a pound. My wife picked up the corned beef so I don't have a take on what she spent yet. I believe it was 2 dollars and change per pound I'll get the totals later.

I have been pretty good about not spending any money on most days. Things are looking up finance wise. I am so glad I'm not on the hook with the credit card companies any more. I'm going tp get my emergency fund built up as quickly as I can.

I have to fill up the car soon and I hope the rising gas prices don't damage my budget too badly. Well. I am going to keep at it and hope that it all works out.

I treated myself to coffee and two donuts. ($2.79 at Dunkin Donuts).


March 16th, 2005 at 09:18 am

I have not spent any money this week aside from paying fixed expenses in the budget. I think I am going to treat myself to a coffee and donut tomorrow.

Sunny Saturday Continued

March 12th, 2005 at 07:00 pm

I did not spend a nickel today. THe snow was mush and mud so we went for a long walk. We had a great time and the best thing was that it was without spending money.

Suuny Saturday

March 12th, 2005 at 06:23 am

Well it is a sunny Saturday. Time to go out to a local park with the family. It does not cost a thing to enjoy the snow. Then it will be home for some hot chocolate and a killer game of Scrabble or Monopoly.

I think back to when I was a kid and how I had fun most of the day. I did not have two nickels to rub together as a youngster but life was wonderful. Maybe the best things in life really are free. You don't have to spend money to have a wonderful time!Smile

More no spend days

March 11th, 2005 at 11:13 pm

Tomorrow will be a no spend day just like today!

NO! Spend Day.

March 10th, 2005 at 07:34 am

Definitely a no spend day. I will not spend today!

An update....I still have not spent money today!

No Bills in the mail.

March 9th, 2005 at 06:11 pm

I love days when I just get junk mail. Got a bunch of catalogues today. It sure was fun looking through them and then putting them in the recycling bin. I have come to realize that wanting is oft times more pleasing a thing than having. Don't know why that is but that is the way it is for me.

I did go to a book store this evening. It was one of those old bookstores with piles of books all over the place. I bought a book and spent money I had not planned on spending. Books are my weakness. I know I should have gone to the library to see if they had the book but I gave in to my addiction to old books. I guess it could hav e been worse as my friend had to hurry home for dinner. I am dangerous around bookstores! I am sure I would have spent more money if I had the chance. I guess maybe I should spend more time at the library. $27 for the book was extravagant on my part.

I guess catalogues don't put the actual item in your hand like a store does. I have looked at books in catalogues and on-line but I am never tempted to buy as I am when in a book store. I need to stay out of bookstores until a need to enter one comes up.

Well, tomorrow is another day to save!

No money day?

March 8th, 2005 at 09:36 pm

Well I ended up spending 17.20 on a FEDEX package that had to arrive somewhere ASAP. Tomorrow is another day and hopefully I can spend nary a penny. It always seems that some little expense comes up. Maybe the small expenses are what gather up to zap you in the end. Keeping my fingers crossed for tomorrow.

So much for today being a no-money day!

March 7th, 2005 at 11:07 pm

Well the twenty in my wallet went as well as thirteen dollars more as the wife and I went out to dinner. THe good news is that my ING account is now officially open. I also had to put out the money for 4 masonite doors for the upstairs rooms. So much for zeroing out my credit card. Well tomorrow is another day.

Good Weekend,

March 6th, 2005 at 03:14 pm

Spent no money this weekend. Used the library. Listened to music. Went for walks. Still have not broken the twenty in my wallet.

First Entry

March 4th, 2005 at 08:51 am

Well, this is my first journal entry. Today is a "no-spend" day. I just got off the phone with the credit card company. I got them to lower my rate from 7.9% to 6.9% for 6 months. I don't have a balance on the card and they need me more than I need them. This is the first time I stood up for myself with those folks. It felt very empowering to have them do something I wanted rather than the reverse.

I am going to stop watching the TV in the evening. I am just so tired of all the ads telling me what I need. I am not a "consumer"! I am a person. I think a walk will be fun. I then intend to put some music on and read a book(free from the library).

It is a great feeling to finally be in charge of my financial life!