It is snowing again and my shovel broke. I came home early to shovel and I am hating this weather. 25 dollars for a new shovel!

I can't wait for spring! I can't wait for the warm weather! Sigh!

A friend of mine who is in poor health has no money coming in due to certain terrible circumstances.Although we are not rich the wife and I felt we had to help.

We sent 2000 dollars whch is a chunk of change for us. The good Lord blessed us with the ability to help and so we did. I am not looking for a pat on the back or any recognition.

He is a nice man but totally clueless about money. He has lived on the edge for many years. Worked hard but could never get his finances in order.

I told my friend to forget about paying me back. I think sometimes it is good to help when you can. I suppose it means that some luxury things are not going to be there for us now. In the end what is important in life?

I think I have done the right thing. I believe I am obligated to help if I can do so. He is a very good friend and a decent man. My wife and I think the world of him.

MAybe I am looking for someone to say that I did the right thing. In the end I suppose that does not really matter.

I know in my heart I did the right thing and at the end of the day that is all that matters! Someday I might find myself in my friends position. There is a certain karma in the universe that repays in way or another. I guess I'll be content with that thought.

Just musing about this. Just musing.

Well I got a lot of work done today at home. I was able to sneak and get over to this sites forums today.

Well I sit here listening to Brenda Holloway singing "Every Little Bit Hurts".
I love old Love Songs! I guess that makes me a hopeless romantic. Now Bertha Tillman is singing "Oh My Angel"! They sure don't write songs the way they used to!

I have been good and spent no money today. Not hard since I was working at home today! A productive day is what I would call it!

I have discovered that adding apple juice, the darker juice, to oatmeal is better than adding milk! No sugar. Just cinnamon and a banana! Yummy!!!

20 minutes of aerobic dance today. I want to get to 1/2 hour every day and add walking to that. I also want to add Nordic walking but hey one thing at a time.

I hope to go cycling this Sunday morning.
I don't know maybe 10 or 12 miles!

Well I hope things pick up bit on the extra money side. I keep trying.
Gotta put those no spend days together. Yup! That is what I must do!

Now its Bettye Swann singing "Make Me Yours"! Gosh I love this music. I am waxing nostalgic!

For those whose hearts have been hurt things will get better. Life can be beautiful if you let it be!

God Bless everyone and may all things be golden for you!

Well it is officially the last day of the year! I am feeling pumped as the new year is ready to get started!

I know this year can be a good one not only for me but for everyone else here!

I am pumped and prepped to save!

I am pumped and prepped to lose weight!

I am just psyched up as the new year starts!

It is now a time to get ready for the 2007 20 Dollar Challenge!

It is time to cut costs and keep as much of my money as possible!

Jeff and Nate are making this place into something very special!

You folks are making this place into something special!

Can we save money! YES WE CAN!

Can we get rid of debt? YES WE CAN

Can we accomplish our goals? YES WE CAN!

Let's go team!

Okay since everyone else is doing this I guess I can do so as well!

1) I am the size of of an Offensive tackle in the NFL.6'6" and 330 lbs.

2) I sing tenor and I actually have a very nice voice.

3) I missed being an Eagle Scout by one merit badge.

4) I have worked as a bartender and I was a darn good one. It was the most fun job I ever had.

5) The first great love of my life eloped and married someone else which broke mty heart at the time!

6) I am a notary public.

7) I am a certified firearms instructor.

8) Unbeknownst to all my guy friends I like making potpourri with different scented oils. It just would not go over well with the fellas.

9) I have seen enough death and suffering such that I don't ever want to see any anymore.

10) I like wearing baseball caps.

11) I volunteer with local sheriff's dept. as a reservist.

12) I always found that sitting around a camp fire, roastig marshmallows, singing corny songs, and drinking hot cocoa, is about the funnest thing on the planet to do!

13) My eyes well up when I watch sad movies like Brians Song or The Heart is a Lonely Hunter. I am at heart a big mush!

14) I love gadgets and tools. They are my favorite gifts! I love to tinker.

15) I once gave serious thought to being a priest.

16) I am on the executive committee of a local political party.

17) I have been a Chicago Cubs Fan before it was fashiobnable. I have never stepped foot in the state of Illinois.

18) I love singing Doo-Wop music and I do it every chance I get.

19) I am one of nine children!

20) Walks on rainy days followed by hot coaoa, a warm blanket, and a good book in the recliner are like gold!

Dinner is ready so I'll post the next five as soon as I am done!

Okay I am back form dinner and here are the next five.

21) I have been known to fall asleep at services and have my wife give me an elbow to wake me up!

22) I love putting lightsup for all the holidays and Christmas is the biggie!

23) I grew up poor so everything I have I am truly amazed that I have.

24) I have milked a cow and moved them to water with the aid of a dog. I have planted corn and picked apples. I have watched a calf being born. While sheep are cute they are amonst the dumbest of God's creatures!

25) I really love my wife and family. God is good and merciful and life can be beautiful if you look at in the proper perspective.

Well, that was 25 off the top of the head!

What is it all about anyhow? Save money, retire, and try to enjoy what is left. There is more to life than just money and success as the world sees it. Is my material success all encompassing of who I am or how successful as a person?

What is any of these things I own really worth? It will all break, fade, or passs away over time. Nothing of me or mine will remain!

What does,"is it worth it?", mean? Is there anything worth it? Whatever "it" is!
Just musing on a somber day. Just thinking a little too deeply perhaps. Perhasps where ignorance is bliss it truly is folly to be wise!

It is a nice cloudy day here. I am taking some time and getting on my bicycle and going for a ride. It does not cost a thing and that is wonderful.

I am not going to think about bills, spending, or anything else that causes stress. I am taking time out for me in order to keep my sanity!

How I feel about debt!

I want to be out of debt but what happens when I am? Did you ever want something so bad and when you got it you sort of had a let down afterwards?

When and where do you draw the line between saving and miserliness? When do you spend to enjoy if at all?

Am I missing life now because of this saving thing? Maybe I'm doing the right/wrong thing with my money?

Where do I want to go and where do I want to be with my finances and how do I get there? I guess these are questions we all ask ourselves. Just musing!