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Archive for May, 2006

A new Bike!

May 31st, 2006 at 01:44 pm

Well I have a new road bike courtesy of my brother. He bought it for me as a gift. This came out of nowhere since I had tried but failed many times to put money aside for just this item.

I am happy, happy, very happy!!!!Big Grin

Sometimes things just come out of the blue!

20 dollars more!

May 31st, 2006 at 01:40 pm

I added 20 dollars more today. I am up to 140 dollars. Not fantatic and not as good as most here but it is more than I had before!

Checking In!

May 30th, 2006 at 09:07 pm

Well, the car is making funny noises! Sigh! Oh well.

I have strung 6 no spend days together.
My next payment takes DW card debt below 10 thou. Keep plugging away. My car Insurance was reduced and I paid till the end of the year. One less thing to worry about.

I am trying to cut more spending as extra work has dried up a bit. I just keep om keeping on!Smile

Market Down /Emergency Fund Full Again

May 19th, 2006 at 10:39 am

I took a haircut for approximately 1500 so far in the market during the last two weeks. I am in it for the long run though. Nutual funds and ETF index funds.
Gotta hope everything works out.

The Emergency Fund is up to 10 thousand. Now I can sleep at night and not get crazy. If sonmething comes up I'll use it. I continue to add 100 dollars a month to it.

Gas is getting crazy. I don't drive now unless I absoluely haave to do so! 3.19 a gallon is insane! Well what can you do.

I am not spending anything on most days. I hearken back to when I was a kid and had great fun without anything but lint in my pockets.

Nothing terrible has happened yet. I'm keeping my fingers crossed.

Extra Work and update on credit woes.

May 16th, 2006 at 08:56 am

Well some extra work came through and just at the right time. I have replenished a somewhat depleted Emergency Fund.

The bills are being paid on time and nothing outrageous seems to be on the horizon. Many here know from painful experience that just when things seem to be going gang busters life gives you a smack on the nose. I am keeping my fingers crossed.

The wife's credit card payments are coming along. My next payment will take me under the 10,000 mark. I can't wait to be out from under.

I really was good this week and I spent no money. I don't know about next week because the car needs some repairs.

The grass seed I put down came up in a couple of spots. At least I have more grass than I did when I started. It is raining here and so some of the projects I have are on hold. What can you do.

My DW is still clipping coupons God love her. We are saving between 40 and 50 a month according to my wife. WOOO!!! HOOO!!!Smile

As for now things are on an even keel. I hope they stay that way!

HAPPY MOTHERS DAY ALL!!!!!!:)

May 12th, 2006 at 09:40 pm

This is Happy Mothers Day wish for all the mommies here. Without Mothers the world would cease to work. My hats off to my Mom, my wife who is a great Mom, and all you Moms out there who make life and all good things possible.

May you have a joyous and wonderous Mothers Day! You all deserve it!

Setting up for Summer

May 5th, 2006 at 04:21 pm

Well I pulled all the deck furniture out. I spary painted the set where there was wear and I took out the cushions to air. Tomorrow I'll wash the set and put it up correctly. The set is getting old but I told the wife that until it falls apart I woud like to continue keeping it in use.

The set is the old style where you put the cushions on them. (This is opposed to the new stle where there is a mesh type arrangement.)

We have some old plastic chairs and I told the wife I will wash them and then try Armor All on them. I tried it on one chair and it makes the chair look nicer. I don't want to put out money for new chairs if these are just an aesthetic issue.

I have a few old Redwood pieces that are kind of beat up. We take them out when we have a larger group. I am going to sand and stain them. I did this 7 or 8 years ago. They came out looking good too. I still have the cushions and they are in good shape.

We sealed the deck last year so I will give it another two years until I re-do it again. The boards seem to be in good shape as are the verticals. The deck is 15 years old and made of cedar. I am hoping to get a Trek deck if I can save up the money. Until then it is upkeep which keeps the deck going.

I will be sealing my driveway and walk this year. I used filler and sealer last year. This year I am just sealing. I'll be doing it myself.

I went to Sears and got a new filter for my shop vac. I will be detailing the cars myself.

I have to paint the railing in front of the house this week too! Oh brother!
I hope it turns out okay.

The wife is busily compiling more items for the honey-do list. I just hope I can complete all the items without spending much money!

Well that is all for now.

Spemding Today!

May 1st, 2006 at 09:59 pm

20.97 for sinus meds and solution.
38.49 for office supplies.
10.00 co-pay at doctors office.

So much for not breaking a twenty!

How I feel about debt!

May 1st, 2006 at 09:53 pm

How I feel about debt!

Still going strong.

May 1st, 2006 at 09:49 pm

I have app. 14 payments until the debt is paid off. Thee wife has been good and has not incurred any new debt and has not opened up any new cards!

She has stopped going crazy with the debit card. I hope I am not missing something.

I am still hiding money from her. May with weddings and other events promises to be an expensive month for gifts. Sometimes I wish I bever recieved invitations.

Mu motto is now no credit card debt and I'll be in heaven, sometime in mid 2007!
Alright I know I am a bad poet!