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Checking In!

September 5th, 2010 at 11:38 am

Well, I still have no credit card debt. I am putting as much money away as I can. Living as frugally as I can and that is pretty much the state of affairs I find myself in.

It is all good. It is stable at this point. Staying out of debt and paying as I go!

6 Responses to “Checking In!”

  1. FrugalTexan75 Says:

    Good to hear from you. Glad you're doing so well.

  2. Ima saver Says:

    Welcome back Paul. I am glad that you are doing well. How is the wife and daughter??

  3. crazyliblady Says:

    That's great to hear. Do you also have no other debt? Do you have any advice for the struggling? I am generally able to claw my way to $500 in my EF after a lot of struggling, but to stay there is very difficult. I think it will be a lot easier after paying off our hospital bills next year, but it seems like it is taking forever.

  4. baselle Says:

    Good hearing from you! Sounds like both your investments and your DW's shopping have stabilized.

  5. PRICEPLUS Says:

    It is so nice to check back in here at this site. This site was so very instrumental in helping me get out of debt and stay that way.

    I have learned to live below my means and not feel deprived while doing it. I question my purchases now. I have a basement full of "stuff" that at one time or another I thought I "NEEDED"! In point of fact I needed very little if any of it!

    I have come to adopt the motto, "Use it up, wear it out, make due, do without!"

    Bag lunches, coffee from my thermos, and becoming a clearance rack shopper have really helped me save!

    Free events provided by the town are a great help! The library is a great source of free movies and books as well as periodicals! Why buy or rent when the library provides so many things?

    I have come to love board games played with my family! We have become Scrabble junkies!

    I kept with my investment plan when the market crashed. Guess what? It has paid off handsomely! I just kept putting money away and the dollar cost averaging worked well for me!

    My DW and DD are both doing well. DD is back at school and and DW is watching her spending! All good stuff.

    My message to all is that you can get to where you want to go. It requires work and you must persist but you can and will get there! Never ever give up!!!

    I hope to be cecking back in here more often!WinkSmile

  6. Jerry Says:

    You are right, entertainment costs can certainly be hemmed in by Scrabble, which is my all-time favorite board game! I know what you mean about needs-vs-wants. For example, I love to play hockey, and the gear is expensive. However, I have about 6 pairs of hockey gloves in the garage, and even if I keep an extra pair handy as back-up insurance, that leads to a waste of a significant amount of money for 4 pairs of gloves (which retail for about $100 a pair for the good ones). Embarrassing. Fortunately, though, they can be sold on eBay, and I did always buy them on sale.
    Good luck in your financial progress!
    Jerry

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