Just got my credit report and my FICO score from Equifax. No blemishes on my credit and all the info appears accurate. I scored an 803 on my FICO and my credit was rated excellent. Oh for the day when all debts are paid and I pay cash. Then I won't be at the mercy of creditors! Until then my FICO and credit report must be watched so as to keep interest as low as possible!

I am as happy as a pig in slop!

Well, my wife is working with me on the debt reduction. Heck, she has even started clipping coupons! We have a plan to get rid of debt and it seems to be working. I have kept my personal purchases to almost nil.

I may have some extra work after the new year and that extra money will come in handy if everything pans out. I shall keep my fingers crossed. No major financial disasters are on the horizon. Everyone here knows that things come over the horizon so very quickly at times.

We have cut 75 to 100 dollars fronm the grocery bill. One of the things we are looking at is eliminating soda purchases. That could save us quite a bit of money, We will switch to water with a little lemon in it. We'll see how it works out.

So I hope to be in financial heaven by the end of 2007.

Well, I have got a grip on the bills. DW's CC bill should be paid off in 19 months. We are having someone in to fix our roof and we have the money for the repair. I keep socking away every penny that I can. I have many no-spend days now!

THe bills are being paid and everything is up to date. The autopilot is on and the hope is for clear financial weather! Can another disaster be on the way? Hopefully the fates will be kind!