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Credit Card Horrors are Over! I Just Paid in Full!!!

December 7th, 2006 at 10:14 pm

WOOOO!!! HOOOOOO!!!! I am now officially doing the happy dance! The Chase Card is paid off! The check has been written and sent off!

The mortgage is paid! The cars are paid. Now the Credit Cards are paid in full!
I am not owing anybody about this time!
I am in debt to no one!!!!

I cannot describe the feeling! I feel like a ton of bricks has been lifted off my shoulders! The leeches are no longer draining me financially! Cash and carry is now the order of the day!

I was waiting for this to happen before I blogged again! Now it has happened. Saving and investing will now increase significantly. I have been doing extra work so I have hit the forums but not the blogs. Hafta earn the money when the work is available.

The horror is gone for me. If the wife does it again she can pay for it. Gee whiz I feel good!

Using Emergency Fund to pay of wife's CC

November 21st, 2006 at 05:43 am

I just pulled out 4300 out of the EF to pay off my wife's Chase CC bill. Those creeps just informed my wife that any adverse info on her credit report would allow them to default her interest rate to 32%. Can you imagine?

Well, I'll go without! I'll walk barefoot in the snow first before I pay 32% interest because any of my wife's bills were a day late! They are fishing to get money out of folks any way they can!

Well, They are getting no more from me! The nerve of those people. I have never been late with any payments on this card that I am paying off for my wife. Those people see the card being paid off and bells and whistles go off! How do we keep this person paying? How do we extract a pound of flesh before they payoff what they owe!

I am as mad as a person can possibly be! In future, if I can't pay cash then I can't have it!

My message to all the CC companies out there is simple, "DROP DEAD"!!! Boy am I annoyed at those people!!!!Mad

Change in CC Terms!

November 20th, 2006 at 04:46 pm

My wife's CC sent her a notice of a change in terms. 32% is the new default rate. The penalty fees are up to 39 dollars.

Interest accrues from the time you charge something and your rate can go up due to adverse info on your credit report. This is the final straw with these clowns! I am dipping into the EF and I am paying off the damn CC debt once and for all!

Cash and carry is the order of the day. I have had enough of this crap! Damn!

Checking for CC debt!

August 8th, 2006 at 09:02 am

Will be sneaking around trying to see if my wife ahs fallen off the wagon with the CC. I fear she has! Deja Vu all over again!Smile

Still going strong.

May 2nd, 2006 at 04:49 am

I have app. 14 payments until the debt is paid off. Thee wife has been good and has not incurred any new debt and has not opened up any new cards!

She has stopped going crazy with the debit card. I hope I am not missing something.

I am still hiding money from her. May with weddings and other events promises to be an expensive month for gifts. Sometimes I wish I bever recieved invitations.

Mu motto is now no credit card debt and I'll be in heaven, sometime in mid 2007!
Alright I know I am a bad poet!

Checked wife's wallet for new credit cards.

April 23rd, 2006 at 05:24 am

I must be losing it. I snuck into my wifes purse the other night while she was sleeping and checked for any new credit cards. Thankfully there were none.

I check the mail as often as I can and throw out any card offers made to her. I also monitor the mail to see if any odd looking bills or cards come.

I know it sounds crazy but spending is every bit a sickness as alcoholism or gambling or drug addiction. I just need to know that I am not getting blind sided.

I made some extra money but I am thoroughly exhausted. I cannot lose my health for money no matter what. I have to ratchet it back a bit for a while.
I like the extra money but the time spent getting it is wearing me out.
My wife knows nothing of the extra monsy and I am not going to tell her about it. I can see daylight up ahead. I hope I reach it and am debt free.

I am paying the basic bills and am not spending on anything else. Hopefully things work out in the end. Back to the grindstone!