Dollar cost averaging and indexing in my investments has paid off. I am not looking for a big score and I put the money away monthly. My emergency fund has gotten a little low due to some necessary home maintenance and repair si I have to add funds there.
Started a dental fund due to the fact we don't have dental insurance. I cannot believe how expensive dental care is. The fund took a hit a few months ago but I am putting money aside again just for this fund.
We still stock up when there are great sales at the grocery and I have cut my soda consumption to almost nil. Water with a little ice and a twist of lemon is great and inexpensive!
I am still bummed out by the low interest rates but at least I am not paying exorbitant interest on credit card debt!
Sometimes it seems the money slips through my fingers like water but I keep looking for ways to put more money away. On it goes!