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New Year Goals

December 29th, 2006 at 03:28 pm

Now that the CCs are gone I have the following goals:

1) On hand cash fund of 2500 for emergencies. You can only take so much out of the ATM at a given time. That presumes the ATM is working(sometimes the electric goes out).

2) Get the EF up to at least 10000 dollars and then add 100 monthly. The amount paid in would rise by the need to keep it at least 10000.

3) Increase the amount of money invested into mutual funds and ETFs. I am looking to see how much I can realistically put into investments.

4) Look to cut spending in as many areas as I can. I have cut quite a bit but I am sure I can be more creative.

5) I need to lose a great deal of weight. What good is money and savings if you are too sick to enjoy the fruits of your labor.

6) Volunteer more in my community. I am thinking about joining the ambulance corps. I would help my community but I also get benefits from tyhe town such as free pool passes and some tax breaks.

Well, those are the basic goals.

Anyone here have any other ideas! What are you folks doing!

Posted in Uncategorized | 9 Comments »

9 Responses to “New Year Goals”

  1. Ima saver Says:
    December 29th, 2006 at 06:07 pm 1167415675
    1167415675

    Well, I want to pay off my land , and then pay off my car!

  2. PRICEPLUS Says:
    December 29th, 2006 at 06:28 pm 1167416934
    1167416934

    Sounds like a great goal! If anyone can do it you can Julie!Smile

  3. mjrube94 Says:
    December 30th, 2006 at 12:11 am 1167437487
    1167437487

    Good luck...building up an emergency fund is much more fun than figuring out how to pay back credit card debt!

  4. Amber Says:
    December 30th, 2006 at 03:29 am 1167449351
    1167449351

    Good luck I am adding numbers 1,2 and 4 to my goals...thanks

  5. PRICEPLUS Says:
    December 30th, 2006 at 06:11 am 1167459118
    1167459118

    Well I hope saving is fun! I hope to be doing a lot of it!Smile

  6. boomeyers Says:
    December 30th, 2006 at 06:50 am 1167461433
    1167461433

    I will just be trying to survive and making the most basic payments on things. Most of all I will be looking for ideas and support from my friends here on the blogs! :-)

  7. katwoman Says:
    December 30th, 2006 at 07:46 pm 1167508005
    1167508005

    Now that you can, why not make an investment in yourself? Sign up for a personal trainer. I did this mid 2006 and it's one of the smartest things I've ever done.

    And here's another one: you like to bike, right? Get a cycle trainer. It's a contraption that threads through the rear tire of your bike turning into a resistance stationary bike that you can ride in your home during the winter months. How's that for smart and thrifty?!?!?!

    http://www.amazon.com/Bell-Motivator-Indoor-Bicycle-Trainer/dp/B000AAYBWS/sr=8-5/qid=1167507964/ref=pd_bbs_5/105-7242210-9030858?ie=UTF8&s=sporting-goods

  8. Champion Cheapskate Says:
    December 31st, 2006 at 01:49 am 1167529797
    1167529797

    It's always my goal to resolve to reach my New Year's goals Smile

  9. PRICEPLUS Says:
    December 31st, 2006 at 05:25 am 1167542711
    1167542711

    Katwoman, I got a CycleOps trainer for the winter months!

    Champion Cheapskate, I also resolve to reachmy New Years goal!Big Grin

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